South Carolina Personal Finance

1. Personal Financial Literacy: An Introduction
2. Earning Income: Career Planning
3. Planning: Money Management and Budgeting
4. Planning: Taxes
5. Saving: Banking and Financial Services
6. Managing Credit: Sources and Uses
7. Spending: Wise Buying of Motor Vehicles
8. Spending: Planning Your Housing
9. Managing Risk: Home and Auto Insurance
10. Managing Risk: Health and Disability Insurance
11. Managing Risk: Life Insurance
12. Investing: Basics and Bonds
13. Investing: Stocks
14. Investing: Mutual Funds

Jack Kapoor
Dr. Jack Kapoor is a professor of business and economics in the Business and Services Division of the College of Dupage, where he has taught business and economics since 1969. He received his BA and MS from San Francisco State College and his EdD from Northern Illinois University. In 2000, Professor Kapoor was awarded the Business and Services Division's Outstanding Professor Award. Dr. Kapoor is known internationally as a co-author of several textbooks including Business: A Practical Approach (Rand McNally), Business (Houghton Mifflin), and Focus on Personal Finance (Richard D. Irwin/McGraw-Hill).

Les Dlabay
Les Dlabay teaches in the Department of Economics and Business at Lake Forest College in Lake Forest, Illinois. Over the past 25 years, he has taught more than 30 different courses in high school, community college, university, adult education, and teacher preparation programs. Dr. Dlabay has developed a wide variety of textbook materials, student activity guides, instructor manuals, testing programs, audio-visual materials, and software packages in the areas of personal finance, consumer economics, and international business. Dr. Dlabay has served as a consultant to corporations, educational institutions, and government agencies. He has presented more than 140 workshops and seminars in over 20 states to encourage teachers to actively involve students in the learning process with video presentations, newsletters, interviews, and internet research activities.

Robert J. Hughes
Robert J. Hughes is a professor of business at Dallas County Community Colleges. He believes that "personal" and "finance" are two words that can literally change lives. Whether you want to be rich or just manage the money you have, the ability to analyze financial decisions and gather financial information is a skill that can always be improved. In addition to writing several textbooks, Dr. Hughes has taught personal finance, introduction to business, business math, small business management, small business finance, and accounting since 1972. He also served as a content consultant for two popular national television series, It's Strictly Business and Dollars & Sense: Personal Finance for the 21st Century. He is the lead author for a business math project utilizing computer-assisted instruction funded by the ALEKS Corporation. He received his BBA from Southern Nazarene University and his MBA and EdD from the University of North Texas. His hobbies include writing, investing, collecting French antiques, art, and travel.

Melissa Hart
Melissa Hart is a permanent lecturer in the Poole College of Management at North Carolina State University. She was inducted into the Academy of Outstanding Teachers and nominated for the Gertrude Cox Award for Innovative Excellence in Teaching and Learning with Technology. She teaches courses in personal finance and corporate finance and has developed multiple ways to use technology to introduce real-life situations into the classroom and online environment. Spreading the word about financial literacy has always been a passion of hers. Each year, she shares her common-sense approach of "No plan is a plan" with various student groups, clubs, high schools, and outside organizations. She is a member of the North Carolina Association of Certified Public Accountants (NCACPA) where she serves on multiple committees. She received her BBA from the University of Maryland and an MBA from North Carolina State University. Prior to obtaining an MBA, she worked eight years in public accounting in auditing, tax compliance, and consulting. Her hobbies include keeping up with her family's many extracurricular activities and traveling to enjoy the many cultures and beauty of the state, the country, and the world.